In the US, should free citizens be allowed to reap what they sow?

Should a person who delays gratification and works hard in school be allowed to enjoy the fruits of his/her labor? Should a person who "lives for the moment" reap the benefits of impulsivity? Should planning and effort have an equal financial result with chaos and impulsivity? thomasina…did you look for the government to solve your…

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Financial Planning: Annuities : Why Invest in Annuities?

Annuities are invested by insurance companies under government guidelines. Invest in annuities with tips from a registered financial consultant in this free financial planning video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.…

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Careers in Financial Planning : About Financial Planner Fees

Financial planners generally work in three different ways, whether they are fee-only planners, fee-based planners or commission-based planners. Find out how all types of financial planners get paid with help from a financial strategist and consultant in this free video on financial planner fees. Expert: Ted Schmidt Contact: www.flgus.com Bio: Ted Schmidt has spent the…

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Financial Planning : Preparing a Cash Flow Statement

When preparing a cash flow statement, make sure that the statement shows whether cash is flowing up or down. Discover how cash flow statements can inform future business decisions, such as the reduction of expenses, with help from a registered financial consultant in this free video on cash flow statements. Expert: Patrick Munro Contact: www.northstarnavigator.com…

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Recommendations for household budgeting software?

Anyone able to recommend good free household budgeting software. Ideally just something to track expenses, financial planning etc. Thanks for any replies. Spend the money and buy: Quicken (the basic version). Its worth the investment.

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HELP! Need $170,000 Financial Planning Advice?

I have $170,000 to be used for all my expenses during 5 years of school and am looking for a safe, hands-free place to invest it. I have worked out my budget for the next 5 years and this money should be enough to cover my expenses if it grows above inflation. I am not…

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Financial Planning : How to Become a Stockbroker

In order to become a stockbroker, one must study and pass a series license, whether that is the Series 7, Series 6 or a 65 license. Find out how stockbrokers join professional organizations to build there careers with help from a registered financial consultant in this free video on stockbrokers. Expert: Patrick Munro Contact: www.northstarnavigator.com…

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Who Can I Talk to About Affording a Second Child?

My husband and I have one beautiful child (age 1) and we are wanting to have another. I am concerned about finances as prices are crazy these days and I want to be sure we are in the best situation with our finances. I talked to a bank that offered free financial planning advice but…

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Crash Course: Chapter 17b – Energy Budgeting (2 of 2) by Chris Martenson

Chapter 17b – Energy Budgeting (2 of 2): Petroleum has supplied the surplus energy that has allowed for social complexity, industrialization, and the modern conveniences that we enjoy. In this chapter, Dr. Chris Martenson explains that in the future our supply of surplus energy will decline due to the fact that increasing amounts of energy…

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Creating a Car Wash Business Plan

Before embarking on writing a business plan for starting a car wash, a definition of what a business plan is in order. A business plan is a document to identify an opportunity, research why this opportunity is profitable and the steps needed to capitalize on the opportunity. The business plan can be a formal document…

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