If I have a retirement plan at work , can I stil contribute to a roth ira -?

I file married filing jointly – what is the income cut off for donating to a roth? Husband is self- employed and no retirement plan – he puts his in a traditional ira – what is his cut off

You can still contribute $4000 to a Roth IRA ($5000 if over age 50) if your modified AGI is under $156,000.

Your husband can also contribute $4000 to a traditional IRA ($5000 if over age 50) and take a full deduction if your modified AGI is under $156,000.

Phaseout provisions apply over this amount. (See worksheet 17-2 in IRS Publication 17 to compute your “Modified AGI”.)