I borrowed from my 401K this year. When I tried to do my taxes, the program asked me for information from a 1099R. The problem is, I didn’t get one and Fidelity tells me they won’t send me one because I received a loan and not a distribution. What do I need to do? On my W-2, there are two different amounts in boxes 1 and 3 and a code (D) and an amount in box 12, and the retirement plan box is checked.
Borrowing from a 401k does not create a taxable event… A 1099R would not be applicable to you.