For those who have trouble qualifying for a general credit card an instant approval credit card is another choice that they may look into. It the same convenience and usage like a credit card except that it is a prepaid card. Load the instant approval credit card with cash, funds from your bank / check.

One other thing is that you can load the funds onto an individual card to make them gift cards if you would like. Any reason to be concerned about another person using your credit card information? There is no need to be because the instant approval credit card can only be used up to the amount you put onto the card. University students that need to be limited in how much they spend may want to consider acquiring an instant approval credit card. Keeping an eye on your spending limit is what’s great about this instant approval credit card.

Any retailer that accepts credit cards can take an instant approval credit card. All retailers whether online or offline will be able to accept your card. Due to the cards being prepaid there are no monthly bills or increases in APR for paying late. Also, there is no way you can get into debt having a prepaid card of this kind.

Majority of people just pick up a gift card from a specific shopping location. Give the gift of freedom to where they can shop anywhere they please with this preloaded card. Credit cards aren’t always the case for every situation as these cards may come in convenient as well. The risk of using the instant approval credit card is lowered greatly with its limits. If you do not have a regular credit card there’s nothing to worry about. You will still be able to go to the rental car agency to rent a car.

Booking a hotel room several weeks in advance won’t be any problems as well. By using the instant approval credit card you will also be able to take care of your utility bills as well. Why be concerned about over the limit fees? You won’t have to with this card.

The APR on the instant approval credit card is non-existent. Whatever amount is available on the card is what you are able to spend.

You should consider getting this type of prepaid card regardless of good or bad history depending on what you will need it for. Either way you slice it an instant approval credit card has its perks.