Help with question about financial planning?

Wayne and Beth both work full time and have job got married. THey hope to start a family in the near future. Why would good money management and financial planning are both important for Wayne and Beth and what should they consider when managing their everyday spending and making longer term financial plans?

Could you please help, even if its just a slight backbone in helping me to answer this.

Is this homework? We don’t do homework.

You are welcome.