to save money iam searching for a best finacial planning solutions

First of all if you are like Rob d and believe that something is free you will lose more than you would make. The free services are offered by people who want to sell you something. They make a lot of money off of what they sell. The advice they give is not with your interest in mind.
There are many fee based planners that do the job right. There are also CPA’s with the PFS designation that sell advice without selling insurance or investments.
You want an independent adviser who can start and finish the plan with you in mind.