How can you ensure your plan is working, and how often should you revise it?
It’s working, if you feel comfortable enough with your disposable income. If you have 30 dollars to last you a week, it’s time to revise a new plan. Or if you have too much disposable income, it’s time to save more.
A good financial plan should have several things. Money available for necessities (Bills), money available for disposable income, and money saved.
If you find yourself balance and comfortable. You should only have to revise your plan, when your circumstances change. i.e. Raise, new job, financial need, new monthly expenses.