The different types of budgeting include basic needs, which is made of 50 percent of a total budget, wants, which should be 30 percent of a budget, and retiring, debt or savings, which consists of 20 percent of the budget. Understand the various types of budgets with information from an insurance and financial planner in…

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Financial Education Planning Are you presently acquiring the perfect solution to an inappropriate question? When people uncover the facts about what is a hot investment they are blown away. Needless to say, I wouldn’t try and answer the question for a variety of reasons, the very least being that I would have to request a…

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Retirement Planning Software What formula should be used to ascertain if your investments will hold out and how much to budget for retirement? There are many on-line calculators for Retirement Planning Software that can help you with this. In the August 2007 issue of Kiplinger’s recommends that you use one that is based on a…

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Sometimes things happen to good people even when you don’t want it to happen. Knowing what to do in times of financial difficulties can make a difference for you and your family. Good plan Sometimes you think you are doing the right things and something happen to you or your mate and this can be…

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Professional budget advice you can’t miss! Learn why most budgets fail and how to avoid mistakes in this free online video tutorial. Expert: Alfred Loughmiller Bio: Alfred Loughmiller is a Multimedia Communications major from Utah Valley State University. He worked a number of years in advertising and television production. Filmmaker: Danny Loughmiller Duration : 0:2:34

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Penny Stocks There are those who consider investing in the stock market to be dangerous. I see many folks avoid them altogether In fact, there’s so much chance to make great money with these shares if you understand what to look out for. One of the best opportunities in the stock market to make money…

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So your employer in Dallas, Houston or any place in Texas doesn’t offer health insurance. Perhaps you can’t afford to pay for a health plan. Or maybe you just don’t want pay for health coverage because you’re healthy enough that you feel “you don’t need it.” If you fall into any of these categories, you…

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Are you one of the few who despite the financial turmoil has been able to save some cash? Do you have cash on hand because you sold the rest of your stock or mutual fund portfolio after watching it drop? If the answer is yes, I have one question for you, what are you going…

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