Retirement Income: How Much and How Do I Get It? (Part 2)
Second video in a three-part series on retirement planning, Ben Stein gives guidance on the estimated amount of retirement savings the average couple will need, and highlights key investment tools to bolster retirement savings.
Duration : 0:3:5
Deciding how much of your money to invest where, a process called Asset
Allocation, is essential for a well planned portfolio. in this video, I
explain how Asset Allocation works and what to keep in mind when doing
it!
Duration : 0:7:50
http://www.producersweb.com
The January Spotlight on Retirement Planning discusses how the college savings market is expected to more than double during the next five years, but 529 plans will make up but a small portion; the fact that 401(k) sponsors plan to expand their focus to include investment structure reviews and plan design; and XA Equitable Life Insurance Companys Retirement Cornerstone variable annuity.
Duration : 0:3:23
In order to save money, a person must have an understanding of how much money she is bringing home and where this money is being spent. Discover how the creation of a budget will help people to save money with help from a financial services specialist in this free video on saving money.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.
Filmmaker: Christopher Rokosz
Duration : 0:2:20
Charla McIntyre, Ameriprise Financial Advisor, talks about the passion she brings to financial planning, using it to help people realize their goals, and then working to put a plan in place to help make their dreams a reality.
Using Ameriprise’s unique holistic planning process, and utilizing the Dream – Plan – Track approach, our advisors are able to get at the heart of what really matters. Whether it’s planning for a confident retirement, helping to gain future happiness or just learning how to achieve your goals while enjoying your life in the present, our advisors can help put your dreams more within reach.
Meet an Advisor near you at http://www.ameriprise.com
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.
Amerirprise Financial cannot guarantee future financial results.
I am licensed and registered to conduct business in TX. Based on licenses and registrations I hold, I may also conduct certain business in AR, AZ, CO, DC, FL, KS, MI, NC, ND, NY, OK, TN, VA, UT
Duration : 0:1:23
I have $170,000 to be used for all my expenses during 5 years of school and am looking for a safe, hands-free place to invest it. I have worked out my budget for the next 5 years and this money should be enough to cover my expenses if it grows above inflation. I am not interested in purchasing real estate, owning a business, or managing a large stock portfolio, so I would be grateful for any ideas regarding the best way to invest this money for the next 5 years. I will need to be able to withdraw 20% of the money each year to cover my expenses. Money-market savings accounts and certificates of deposit do not appear to have high enough interest rates to be viable options. The only option that I have found so far are Treasury Inflation-Protected Securities (TIPS) and Vanguard Inflation-Protected Securities (VIPSX) looks to be the best TIPS, but I don’t know enough about inflation, diversification or investing to know if putting the entire $170,000 in a TIPS for 5 years is the best option. I would greatly appreciate any financial planning advice regarding my situation. If you could map out the specific investment vehicles or sketch a composite portfolio for the $170,000 I would be very thankful. This would be easier for me if I was investing for the long term, but my 5 year window, expense requirements, and the current inflation outlook and bear market make my situation very confusing. Thanks for your help.
8% CD. insured. Europe
But to my mind the best way to invest money is to invest in business. It’s more profitable – up to 40% per year.
You may contact me for a good advice.
NOTE: I don’t need your money.
I wish you success in your investments!
I applied for a budgeting loan three weeks ago now and have still not received a letter, does it take longer at certain times of year? I’m getting a little bit desperate any advice would be greatly appreciated thanks x
Check the site thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.
http://best-online-loans.info/
I’m looking for a credit counselor who can sit down with me and look at my financial situation and help me come up with a plan to manage my debt. I need help getting out of debt but can’t seem to find any legitimate places to go to get help near Sherman Oaks, CA.
I am past due (90 days) on all of my bills except rent, cell, and car. I’ve estimated my debt is about 7k.
First don’t pay someone money to do something you can do yourself with a little time. What kind of debt are we talking and are the accounts still current?
this is in reply to additional info.
Since your already 90 days past due you could contact the creditor and ask them how to settle the account the worst they could say is no they want the full amount. Or you could wait until you receive a letter from a collection agency they are more apt to let you settle it for much less than what’s due and you could always negotiate with them to delete it from your credit profile once it’s paid. Or you can have them update your file to read pays as agreed.
I do have a sample letter you could send them once they contact you if you want it just email me.
Are these all small amounts to each creditor or do you just owe a few people?
I am in the financial services business, and have been doing this on my own full-time for 1 year, but have done internships and other work experience in this industry since 2002. My wife’s father has a very successful financial planning practice that he is wanting to slowly sell to me. He currently has about 800 families that he works with along with a large amount of 401(k) and health insurance that he manages. He wants to only work with his top 50 clients which would leave a lot of clients that I could service and work with. In other words an immediate client base plus I will get 20% of whatever business he produces to insure that I stick around. This would double my income next year and more than double it in coming years. I am good at what I do, but having an established clientele base would be huge for my career. My concerns are living close to family and having potential problems down the road with him and having a falling out. Any advice?
All reservations can be solved in a contractual agreement. That is what they are for.
Predict all possible problems in the future and write up a contract that will protect you both in case they happen.
Once you have signed the declaration for the budgeting loan how long does it take to go into your bank account? I was told once they have received the declaration they send your paymen out to your bank account but how long does that take?
normally about 5 to 10 working days, sometimes its less depends how busy they are. they normally send a letter confirming date of intended payment as well.
hope that helps
