Future Years helps makes it easy for everyone to plan their retirement. It does not matter if someone has just started a professional career, or if that person is nearing retirement age, Future Years has lots of information to cater to the retirement planning needs of people of different age groups. From selecting a retirement location or home, to health insurance, Medicare, and travel plans, this site proves to be a useful guide for a large number of people, including baby boomers. The fact-based and interesting approach adopted by Future Years is one of the unique highlights of this site.
The section on top retirement locations offers comprehensive information about the best places in the United States for retirees. The listing of retirement homes in states like Alabama, California, Connecticut, Delaware, Hawaii, Idaho, Iowa, Kansas, Maine, Massachusetts, Nevada, New Jersey, Ohio, South Carolina, Texas, Virginia, Wisconsin, and Wyoming, should be particularly useful for seniors and for people who are planning for their second life. This particular section also provides information about assisted living communities in the US, and details about retirement locations outside the country.
Social Security, Medicare, and insurance, these are some of the terms which any person planning for retirement would be acquainted with? Well, this site is one of the largest offering information on all factors associated with the financial needs of a retiree, including Social Security, Medicare, and insurance of all kinds- travel, health and life. Future Years adopts a simplistic language and style to explain the various finance, health, medical and economics related topics, and programs and clauses, to its readers. A senior can also continue working after retirement, albeit with less stress. The careers section of Future Years is a storehouse of information for any senior looking for alternative career options or advice.
Retirement does not mean that a person stops enjoying life! On the contrary, one gets to do all those things which the heart desired, but due to paucity of time could not carry out earlier. Cruises, escorted tours, and active travel are some of the sections on Future Years that would interest any person who wants to lead an active lifestyle post-retirement. The site aims to be the top resource destination for information on retirement planning and related topics.
About FutureYears.com
Future Years is a Silicon Valley, joint-venture project launched by Jim Sutton and Karin Hollerbach.
Jim Sutton has years of experience in high tech industry, including a stint with IBM Research Division, and 12 years with Hewlett-Packard (finishing as General Manager). Jim has also been part of many Silicon Valley start-ups, working in the capacity of CEO.
Karin Hollerbach is the CEO of Taku Group, an organization serving as a business and finance advisory. Karin holds a PhD degree in Biomedical Engineering, and had earlier worked at various levels such as CEO, President, EVP, VP Technology, and VP Products, for multifarious organizations, at different points in time in her career.
For more information, log on to: www.futureyears.com
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http://www.articlesbase.com/finance-articles/future-years-retirement-planning-734682.html
Is it too early for retirement planning? 24 years old?
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K earning/saving by Dec 2009.
So I plan to distrubute them in the following wayL
401K –> 16.5K (I contribute the max allowed)
CDK –> 20K (I will use this for future house buying)
Roth IRA –> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade –> 7K (I buy stocks from about 10 companies I like or know GE, Boeing, BOA, Citigroup, Macys, etc)
Savings –> 2 K for emergency/extra spending
I plan to buy a house in like 4-6 years.
Please help me and give me suggestions. I am not sure if I am making the right choices or not
Thank you.
reasonable choices. Every year contribute to your 401k to the maximum, if possible. Choose conservative investments in your 401k — don’t believe the mutual fund salesmen who want to earn commissions — in 45 years you’ll have a substantial nest egg if you stay the course.
References :
The only change I would make would be to take the 5K you are putting into the Roth and keep it in my emergency fund. This is not a fund for combined emergency/spending, but a fund for emergencies only, You should have 6 months or more of income as backup for emergencies only (your car breaks, you get laid off, etc.). Once you get the emergency fund where it needs to be, then switch to investing in the Roth.
Second, with your investing in stocks directly, when you make your 401(k) investment decision, you need to take these investments into account and be a little heavier then normal on less-risky investments (bonds, t-bills, etc.). If your employer provides some investment advice, remember to tell whomever you consult with about all your investments, not just the stuff going into the 401(k) and Roth.
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Not a bad list. While contributing to the max on the 401K isn’t bad, always use the max after the Roth — i.e., go 401K up to the amount matched (if any) by your employer, then the Roth, then back to the 401K (no need to lock it into an account with limited choices until the Roth is maxed). If you are single, the emergency fund listed is likely enough; if married, I’d probably push it a bit higher. Good idea starting early, and luck!
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It’s never too early to begin to save for retirement.
Wow, I’m amazed that at 24 you are thinking about your well being during your later years.
I found this great blog that separates population by "age groups" and demonstrates what is important and how to plan for retirement
Good Luck and hope you find it interesting
http://save-for-retirement.blogspot.com/
References :
http://save-for-retirement.blogspot.com/
Hello. Great job, if I wasn’t so busy with my school work I read your full site. Thanks!
Good post on %BLOGTITLE% – and great domain by the way!
You can likely do a search and replace of “F-35″ with “Future Combat Systems” to quickly write a follow-up article.