Comments on: I’m entering into my companies 401K and I’m having a hard time trying to elect which Investment to choose?

By: exactduke

exactduke — Tue, 20 Jul 2010 08:35:59 +0000

If you want to keep it simple, choose one of the target retirement funds. They are one stop shopping – SSGA Life Solutions Growth fund – 100%.

Or if you want to pick individual funds:
45% ssga s&p500 index
10% ssga mid cap index
05% russell 2000 index
20% Janus international
20% pimco total return

Many different ways of building a portfolio. It just depends on how you want to tackle it. If you want to have a comfortable retirement, I suggest you hit the books & learn about investing. Nobody cares as much about your money as you do.
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By: mouse

mouse — Tue, 20 Jul 2010 08:26:59 +0000

My co. matches 6% an so that's what i pay in also. it's like free money. i got 50% in magellon, an 50% in puritain. High risk but so far they have done pretty good up to lately. Stock market fell an i lost some.
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By: pckiesel

pckiesel — Tue, 20 Jul 2010 08:21:59 +0000

lay out on paper the choices, showing their returns… usually, they are grouped somehow… within each group, select the ones that have the best track record, and move your money into those… if you choose ones that only put out 1%-2%, don’t be surprised that after a year, you are not making 12%… it’s that straightforward… good luck
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By: J P

J P — Tue, 20 Jul 2010 07:33:59 +0000

Just a list won’t help much. Are you comfortable with high risk? Do you prefer low risk? How old are you? How much say do you have on where the company’s matching dollar input goes?

There are a lot of variables here that an advisor needs to know to give good investment advice.
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