Archive for the ‘retirement planning’ Category

IntuiLab’s Retirement Planning Simulation on Microsoft Surface for Groupama

Sunday, July 25th, 2010

Already deployed in two Groupama branch offices, this application demonstrates how a well designed application for Microsoft Surface (incl. tangible interaction) can bring a proved return on investment (75% increase in prospect transformation rate). Watch by yourself! More at www.intuilab.com.

Duration : 0:3:2

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planning an retirement luncheon?

Friday, July 23rd, 2010

Ok so i have to plan a retirement lucheon for a co worker but have no idea what to do but dont want to tell my boss trying to look good lol so i dont have a buget but i am chaning each person 20 per head that for food and gift need help on what type of food Decorations

find a local restaurant with a party area that you can use or a special room they have for parties, they should have a special party menu also that you can choose from.
you can do a Bon Voyage theme- get some balloon arrangements and streamers to match, some centerpieces for the tables, check out a local party store.
Have everyone write in a book a special memory about that person with fond wishes farewell- nice memento for the retiree!

Ben Stein Talks Retirement – Part 2

Wednesday, July 21st, 2010

Retirement Income: How Much and How Do I Get It? (Part 2)
Second video in a three-part series on retirement planning, Ben Stein gives guidance on the estimated amount of retirement savings the average couple will need, and highlights key investment tools to bolster retirement savings.

Duration : 0:3:5

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Retirement Planning – Spotlight January 2010

Saturday, July 17th, 2010

http://www.producersweb.com
The January Spotlight on Retirement Planning discusses how the college savings market is expected to more than double during the next five years, but 529 plans will make up but a small portion; the fact that 401(k) sponsors plan to expand their focus to include investment structure reviews and plan design; and XA Equitable Life Insurance Companys Retirement Cornerstone variable annuity.

Duration : 0:3:23

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Estate Planning : Retirement Planning vs. Estate Planning

Tuesday, July 13th, 2010

Retirement planning aims to secure financial solvency during retirement, but estate planning aims to save estate taxes and rights in the case of death. Learn the difference between estate and retirement planning from an estate planning and probate lawyer in this free video on estate law.

Expert: Brad Wiewel
Contact: www.texastrustlaw.com
Bio: Brad Wiewel is board certified in estate planning and probate by the Texas Board of Legal Specialization and has been practicing law since 1978.
Filmmaker: Demand Media

Duration : 0:1:24

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Retirement Planning : How Much Money Do You Need to Open an IRA?

Sunday, July 4th, 2010

An IRA is an individual retirement account, and some companies allow a person to start an IRA for as little as $50 a month. Find out how IRA contributions vary from company to company with help from a licensed insurance agent in this free video on retirement planning and personal finance.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz

Duration : 0:1:12

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Should I consider an immediate annuity for retirement planning.?

Friday, July 2nd, 2010

I am years from retirement, but an immediate annuity appears to offer a higher withdrawal rate than I can guarantee on my own. If I plan for an annuity it can help me achieve my goal. Is that a good strategy?

I don’t like annuities.
Some charge as high as 5% – all this to give you a check each month.
Do not go through an advisor for this.
Annuities are the biggest money makers for them – that’s how they buy their Lexus’s.

If you like annuities though – Charles Schwab offers a super low cost ones.
Fidelity Investments probably have some good ones also.
These discount brokers are not out to get you.
Go the schwab website and spend a little hour looking around and compare.
If I wanted an annuity that’s the way I would go.
Don’t get ripped off – also google annuity cons, and read, read, read.
I would also like for you to go to the bookstore and get a book on the subject.
The fees run in the thousands a year for some annuities – the least you can do is spend $20 on a book.
I think Schwab has an annuity that automatically buys laddered cd’s.
Be careful with high returns in variable annuities in a volatile market – you can lose it all.
Schwab and Fidelity have been around for 30 years – trust them.
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Retirement Planning : Living Cheap in Retirement

Wednesday, June 30th, 2010

In order to live cheaply in retirement, a person should spend less and change their daily habits. Make readjustments and consider selling a home to live in inexpensive retirement with help from a licensed insurance agent in this free video on retirement planning and personal finance.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz

Duration : 0:1:15

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Personal Finance & Retirement Planning Tips : Mutual Fund Expense Ratio Tips

Tuesday, June 29th, 2010

A mutual fund expense ratio is the ratio between what is invested and expenses that these companies take on in offering these investments to the general public. Expect to pay the expenses that a mutual fund company incurs when offering this investment and understand why with tips and advice from an experienced financial adviser in this free video.

Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC

Duration : 0:1:7

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I am planning retirement, is my social security taxable income?

Saturday, June 26th, 2010

I will be 65 and there is no one hiring, I do have a part time job @ 9.00 hr for a total of 22 hrs a week

It depends on the rest of your income.

For some people, none of the SSA benefits are taxable.
For others, up to 85% is included in their income.

The formula for singles is 1/2 of theSSA benefits plus all other income. If the total is less than $25,000, none of the SSA benefits are taxable.

If you are under full retirement age for the entire year, we deduct $1 from your benefit payments for every $2 you earn above the annual limit.

For 2009, that limit is $14,160.